Effective Date: February 12, 2026
Richtown Investments Inc ("we," "our," or "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or interact with our services.
Information We Collect
We may collect the following types of personal information:
- Name (first and last)
- Email address
- Phone number (if voluntarily provided)
- Mailing address
- Information submitted through our contact form
- Website usage data (cookies, IP address, browser type)
How We Use Your Information
We use your personal information to:
- Respond to your inquiries and contact form submissions
- Provide our direct lending services
- Communicate with you about your loan application or account
- Send you updates and information related to our services
- Improve our website and user experience
- Comply with legal obligations
SMS/Text Messaging
If you opt in to receive SMS messages from Richtown Investments Inc, the following terms apply:
- You may receive messages related to your inquiry, loan application status, account updates, and promotional offers.
- Messages may be sent using an automatic telephone dialing system (ATDS) or prerecorded voice.
- Consent is NOT a condition of purchase. You are not required to agree to receive SMS messages in order to obtain any product or service from us.
- Message frequency may vary. Message and data rates may apply.
- You may opt out at any time by replying STOP to any message. Reply HELP for assistance.
We will not share your phone number or SMS consent with third parties for marketing purposes.
Information Sharing
We do not sell your personal information. We may share your information with:
- Service providers who assist us in operating our business (e.g., email hosting, CRM platforms)
- Legal or regulatory authorities when required by law
- Professional advisors (attorneys, accountants) as needed
Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
Your Rights
Depending on your jurisdiction, you may have the right to:
- Access, correct, or delete your personal information
- Opt out of marketing communications
- Request information about how your data is used
To exercise your rights, contact us at chi@richtown-investments.com.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date. We encourage you to review this policy periodically.
Contact Us
If you have questions about this Privacy Policy, please contact us at: